As Mia and I prepare for the day that we retire (April 15th), we are looking at options as we slip into our golden years.
We are certainly not the richest folks in the world. I have worked for non union companies all my life which doesn't afford us much in the way of pension plans. We have managed to save some using 401k and Roth retirement funds but it certainly isn't a bundle and if we live another 20 years there is some concern as to whether or not we'll have enough.
First and foremost is health care. We will be using Medicare and are advised to have a supplemental policy to protect from massive loss of funds due to emergency illness. I am looking for suggestions from those folks already using Medicare. What are the options for supplemental policies? Which ones do you use? What are the cost associated with the policy?
Secondly, since we don't have tons of money we will be trying to travel across the country as cheaply as possible. I suspect gas and food will be our two biggest expenses. Another expense that I am not looking forward too is the cost of RV Parks. How do you keep from spending tons on money on fees for RV parks. Looking for suggestions to keep our expenses to a minimum. Places to look for further information on boondocking spots and anything else you can offer that will help us remain frugal as we travel across the country.
Lastly, personal protection. How many of you carry a hand gun with you? If not, do you every feel the need to have one? What prompted you to obtain one?
Looking forward to your comments as I am getting close and want to get some of the research out of the way early.